Irwin Financial Corp.

Public Company, Headquarters Location
PO Box 929, Columbus, IN 47202-0929, United States
(888)879-5900, (812)376-1909, (812)376-1709 fax, http://www.irwinfinancial.com

Primary SIC: State Commercial Banks, Primary NAICS: Commercial Banking
Description: Irwin Financial Corporation, headquartered in Columbus, Ind., was formed as a bank holding company in 1972. The company's focus is primarily on providing small businesses and consumers with deposit, cash management services, credit, trust services and investment advice. Irwin Financial operates three major lines of business: commercial banking, commercial finance and home equity. The commercial banking line of business provides credit, cash management and personal banking products primarily to small businesses and business owners. Commercial banking services are offered through two banking subsidiaries: Irwin Union Bank and Trust Company, an Indiana state-chartered commercial bank organized in 1871; and Irwin Union Bank FSB., a federal savings bank that began operations in December 2000. The commercial finance line of business was established in 1999 to provide equipment and leasehold improvement financing for franchisees (mainly in the quick service restaurant sector) in the United States. The home equity line of business was established when Irwin Home Equity Corporation was formed as a subsidiary in 1994. Headquartered in San Ramon, Calif., Irwin Home Equity became a subsidiary of Irwin Union Bank and Trust in 2001. Irwin Home Equity services first mortgages and home equity loans and lines of credit nationwide.Finance: Bank holding company for state-chartered commercial bank with an emphasis on mortgage banking.