BancorpSouth Inc.

Public Company, Headquarters Location
2910 W Jackson St., Tupelo, MS 38801-6799, United States
(888)797-7711, (662)680-2000, (662)678-7263 fax, http://www.bancorpsouth.com

Primary SIC: Bank Holding Companies, Primary NAICS: Offices of Bank Holding Companies
Description: BancorpSouth Inc. was incorporated in 1982 and is publicly traded on the New York Stock Exchange. BancorpSouth operates as a financial holding company for BancorpSouth Bank, which provides commercial banking and financial services to individuals and small- to medium-sized businesses in Mississippi, Tennessee, Alabama, Arkansas, Texas, Louisiana, Florida, Missouri and Illinois. The bank provides different types of deposits, such as interest bearing and noninterest bearing demand deposits, saving deposits, and time deposits. In addition, BancorpSouth provides a variety of commercial loan services, including term loans, lines of credit, equipment and receivable financing, and agricultural loans as well as a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery. The company offers residential consumer lending activities that include the origination of fixed and adjustable rate residential mortgage loans secured by owner-occupied property, construction loans, second mortgage loans, and home equity lines of credit; and non-residential consumer lending activities, including automobile loans, recreation vehicle loans, boat loans, secured and unsecured personal loans, deposit account secured loans, and student loans. The company also acts as an agent in the sale of title insurance; commercial lines of insurance; and a line of property and casualty, life, health, and employee benefit products and services. As 2008, it operated approximately 313 commercial banking, trust and insurance business offices. BancorpSouth is headquartered in Tupelo, Miss.Finance: Bank holding company for state-chartered commercial banks.