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New guidelines influence wellness incentives: employers want to motivate workers with incentives, but must tread lightly to avoid discrimination.(FOR YOUR BENEFIT)

Publication: Managed Healthcare Executive
Publication Date: 01-FEB-08
Format: Online
Delivery: Immediate Online Access

Article Excerpt
HIPAA prohibits group plans from charging higher premiums to individuals due to health status, medical history, genetic information, claims experience, receipt of care or evidence of disability. The Department of Labor's Employee Benefits Security Administration recently issued guidelines off...

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...that closed a loophole that might have allowed employers to charge less healthy workers higher deductibles.

A small number of employers have begun using supplemental insurance. Their wellness programs under the supplemental plan reward employees...

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