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Consumers, HSAs don't mix ... Consumer values inconsistent with new plans: study.
Publication:
Modern Healthcare
Publication Date: 21-AUG-06 |
Format: Online
Delivery: Immediate Online Access |
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Full Article Title: Consumers, HSAs don't mix ... Consumer values inconsistent with new plans: study.(The Week in Healthcare) |
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Article Excerpt
Byline: Michael Romano
Government officials and insurance companies think they've found a cure for what ails a healthcare system beset by inefficient care, overutilization and runaway spending. The elixir is called consumer-directed healthcare, which is based on the idea of giving patients more power over their own medical decisions.
But there's one problem with consumer-directed healthcare: Consumers don't seem to want anything to do with it.
In fact, Americans are "unprepared for consumer-directed care'' because they rely too heavily on the advice of their doctors and remain acutely sensitive to out-of-pocket costs, which can increase dramatically under many of these high-deductible plans, according to a new national research study commissioned by the federal government. Researchers from the Vanderbilt Center for Evidence-based Medicine concluded that "it is not likely high-deductible `health savings accounts' and other financial strategies intended to engage consumers more directly in decisions about...
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