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Financial work force needs more minorities.

Publication: San Diego Business Journal
Publication Date: 24-APR-06 		Format: Online
Delivery: Immediate Online Access
Full Article Title: Financial work force needs more minorities.(Financial literacy )

Article Excerpt
While people traditionally approach tax time with dread, more and more Americans have a lot to look forward to once the forms are mailed.

Last year, more than 75 percent of Americans had the satisfaction of receiving a refund from the Internal Revenue Service. IRS data shows that the average return was $2,170 last year. That's good news for the roughly 100 million workers who received a refund. But the important question is how Americans, and those in the Latino community in particular, will use their refund?

The fact that the national savings rate recently fell to its lowest point since the Great Depression indicates that far too many Americans will spend, not save, their...

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