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Don't be surprised by risks of being underinsured.

Publication: Mississippi Business Journal
Publication Date: 19-SEP-05 		Format: Online
Delivery: Immediate Online Access
Full Article Title: Don't be surprised by risks of being underinsured.(insurance and investment methods)

Article Excerpt
Most people understand that there are many types of insurance available to help protect them and their loved ones against the cost of accidents, illness, disability and death.

What many may not realize is that there are numerous factors that can change your insurance needs and affect your exposure to risk including major life events, such as a marriage, the arrival of a new baby or other events that may happen slowly over time, such as the appreciation of your home's value.

Getting started

When it comes to setting up your insurance, be sure to do your research regarding which companies to work with. Company's such as Moody's, Standard & Poor's or A.M Best will rank and rate insurance companies and give you information about their strengths.

For basic types of coverage decisions, use these guidelines, but remember to review your...

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