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Employers challenged with employee benefits offerings.

Publication: Mississippi Business Journal
Publication Date: 19-SEP-05 		Format: Online
Delivery: Immediate Online Access
Full Article Title: Employers challenged with employee benefits offerings.(Insurance & Employee Benefits)

Article Excerpt
With insurance costs escalating almost beyond financial reach, determining which benefits to offer employees remains one of the toughest challenges for employers.

"Employers are scrambling for ways to reduce costs," said Ike Trotter, president of the Ike Trotter Agency in Greenville.

Most employers are moving to higher deductibles and co-pays, but that is a short-term cure to a long-term problem, said Rex Haynes, president of Brown & Haynes Insurance in Southaven.

"How many times can we do that? Every insurance company seems to now be offering 'consumer-driven health benefits,' such as health reimbursement accounts (HRA) or health savings accounts (HSA). The goal...

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