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Legal Briefs: ERISA administrator not bound by Social Security determination.

Publication: Business Insurance
Publication Date: 08-AUG-05 		Format: Online
Delivery: Immediate Online Access
Full Article Title: Legal Briefs: ERISA administrator not bound by Social Security determination.(Employee Retirement Income Security Act)(Bettye Whitaker files lawsuit against Gray Communications Systems Inc.)(Michael Martorana sues Board of Trustees of Steamfitters Local union)(Columbia Falls Aluminum Co.'s former employees sues the company)

Article Excerpt
An ERISA plan administrator was not bound by a Social Security Administration determination when reviewing a participant's claim for disability benefits under the ERISA plan, according to the 6th U.S. Circuit Court of Appeals.

Bettye Whitaker, an employee of Gray Communications Systems Inc., resigned from her job in 2001, stating that her physical and mental impairments prevented her from continuing her employment. She then applied for long-term disability benefits from her employee benefit plan, operated by Hartford Life & Accident Insurance Co. and governed by the Employee Retirement Income Security Act.

Hartford denied her claim concluding that she was not "disabled'' within the policy's definition because she was not precluded from performing her job duties for another employer. Ms. Whitaker brought this suit seeking an award of benefits.

The trial court found the insurer's denial of benefits was...

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