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Article Excerpt
Personal credit reports have been available for a small fee from major credit bureaus for years. But beginning June 1, residents of Mississippi, and the rest of the Southern states, became eligible to receive annual credit reports free from the three largest credit bureaus in the country.
"It is wonderful news," said Bill Moak, president and CEO of the Better Business Bureau of Mississippi. "The credit report is a crucial piece of information for consumers. Everybody should know what is in their credit report, which is information about your credit history over the past few years. This information is important in determining your eligibility for future credit offers. If there is inaccurate or erroneous information in your credit report, it can affect your credit score or could delay you getting a new home loan, car loan or some other type of credit you need."
The three credit bureaus rely on people to enter data into their systems, and human error is possible. So...
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