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Insurer must cover injuries from suicide attempt, court says.

Publication: Trial
Publication Date: 01-JUN-05
Format: Online
Delivery: Immediate Online Access
Full Article Title: Insurer must cover injuries from suicide attempt, court says.(Colorado)

Article Excerpt
The Colorado Supreme Court has ruled that an insurance company must pay for medical costs related to a suicide attempt, even if the insurance policy excludes coverage for self-inflicted injuries. Overturning an appeals court decision, a divided high court found the policy's wording ambiguous and "we resolve ambiguities in favor of coverage. (Cary v. United of Omaha Life Ins. Co., 108 P.3d 288 (Colo. 2005).)

The plaintiff, Thomas Cary--an employee of the Arvada, Colorado, city government--received health care coverage through a municipal policy administered by United of Omaha Life Insurance Co. In 1997, his 14-year-old daughter, Dena--who was a covered dependent under his policy--shot herself....

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