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Approaching retirement? It's a scary world.

Publication: Mississippi Business Journal
Publication Date: 30-MAY-05 		Format: Online
Delivery: Immediate Online Access
Full Article Title: Approaching retirement? It's a scary world.(Musings)(pension plans )

Article Excerpt
It's a scary world out there for someone approaching retirement. Lay-offs and forced early retirement, corporate scandals and disappearing stock value, shrinking pension benefits, and, now, a Social Security system heading for hard times. What's a body to do?

The most valuable asset anyone can have is their ability to work and earn a living. For those who are already retired, the scariest thing is knowing there are no more paychecks to be had. Whatever you generate must come from assets you have built up through a lifetime of saving and investing. What if you didn't save enough? What if you picked the wrong investments? What if rising healthcare costs eat into your stash? What if inflation skyrockets and leaves your earnings in the dust? It's a scary world out there.

In 1950, General Motors started the first pension plan for its employees. The idea was simple....

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