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Article Excerpt
While providing health-care coverage is important in the business community, the cost of health insurance premiums have steadily risen in the last several years, causing some large and small employers to defer costs on to their workers or reduce benefits altogether.
Charco Construction, a San Diego-based remodeling contractor with 26 full- and part-time employees, pays a monthly premium of $6,794 for its 17 employees who choose to utilize the benefits, said Angie Brombach, the firm's accounting administrator.
The 39-year-old company covers 100 percent of an employee's health-care costs if the worker selects Kaiser as his or her primary provider. If the employee uses another health carrier, Charco will pick up $100 per month toward the cost.
"Two years ago, some employees' health costs went from about $250 to $400 (per month)--and that didn't impact the employee, that impacted us--because we are the ones that pay," Brombach said, adding that in the past year, health-care costs have steadied, rising by an average of $10 a month per employee.
"But if it that...
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