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Take time to get free report on your credit.

Publication: Daily Herald (Arlington Heights, IL)
Publication Date: 01-MAR-05 		Format: Online - approximately 808 words
Delivery: Immediate Online Access
Full Article Title: Take time to get free report on your credit.(Business)

Article Excerpt
Byline: Michelle Evans Medill News Service

Do you know what the credit bureaus are saying about you? It's getting easier to find out - for free, starting today.

Not knowing - and most people don't - can be a costly mistake, if you're considering a major purchase such as a home or car. Information found in credit reports, or more succinctly stated through a credit rating, is used regularly by credit card issuers, mortgage companies and other lenders to determine credit approval and interest rates.

Identify theft, the nation's fastest-growing crime, can play havoc with your rating. Congress passed the Fair and Accurate Credit Transactions Act in December 2003 to make it easier for people to find errors in their...

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