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Higher co-pays product of move to more variety.

Publication: San Fernando Valley Business Journal
Publication Date: 08-DEC-03 		Format: Online
Delivery: Immediate Online Access
Full Article Title: Higher co-pays product of move to more variety.(Special report: Valley''s health care leaders)

Article Excerpt
In case you hadn't noticed, the days of the one-size-fits-all managed health care plan for all companies is history.

Health plan providers, such as Blue Cross of California, Health Net Inc. and Kaiser Permanente and the brokers who package the deals, are now cobbling together plans to offer employer groups more options to pass on to their workers and to fit the size and needs of those employer groups.

Companies who take advantage of these new hybrid products can benefit from lower premiums because their employees will have to pay for the added choices via higher deductibles and higher co-payments.

But industry experts say the more the consumer knows about what they are getting and the more choices they are given, the more...

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