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Employees: get healthy, or you may have to help pick up the tab for your health insurance.

Article Excerpt
As 2007 gives way to 2008, it seems like a good time to step back and reflect on some of the most significant developments over the last 12 months and examine what might lie ahead in the next 12 months.

As far as traditional consumer-directed health plans (CDHPs) are concerned, perhaps the most significant event or story to report is that they not only hung around but also saw modest gains as employers increasingly turned to them as a viable option for providing coverage to their employees.

"There are people on both sides--some predicting that consumer-directed plans are the revolution that will save us all and change everything and then others who say they aren't growing as fast as they should be and adoption isn't that great," explains Shawn A. Jenkins, president and chief executive officer of Benefitfocus. "What we are seeing, however, is a steady growth of employers offering flexible plan options--including health savings accounts--and employees getting more comfortable...

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